Northwood University - Finance
Department Chair, Associate Professor of Finance at Northwood University
Financial Services
Dennis R
Witherspoon, PhD.
Midland, Michigan
A business leader with almost 30 years of progressive and diverse experience in Management, Lending, Operations, Finance, Sales, Marketing, Strategic Planning and Community involvement, including 11 years as a college professor. Respected as a skilled and persuasive communicator effective at coaching/mentoring teams. Gained a reputation for meeting and often exceeding sales goals. Has the ability to solve complex problems, and analyze as well as interpret numerical data. Recognized as having business acumen with a bottom line focus. Known for planning, designing, testing, implementing and evaluating project initiatives.
Specialties: Servant leader, coaching manager, lender - mortgage, commercial and consumer with sales and service apptitude, financial analysis, teacher, trainer, mentor, passionate, tenacious and persistent.
Associate Professor of Finance
Determined appropriate textbooks and assisted department chair with curriculum development and course objectives; prepared and presented coursework; developed exams and assignments; evaluated students accordingly; experienced in the following courses: Reading Financial Information, Financial Management, Intermediate Financial Management, Personal Financial Planning, Real Estate Finance, Principles of Bank Management and ABA Bank Simulation.
Department Chair and Associate Professor of Finance
D worked at Northwood University as a Department Chair and Associate Professor of Finance
Vice President Lending/Mortgage Department Manager
Led Real Estate Lending including Secondary Market operations for a $288 million portfolio 12 member team. Led Direct and Indirect Consumer Lending, Collections, and the Revolving Credit Division for an $800 million Credit Union with a $450 million loan portfolio.
Net Branch Manager/Sr. Loan Officer
Opened a revenue sharing (net branch) retail loan office from scratch. Conducted and led office originations, processing, funding and closing of home loans until 3/30/2009 when Flagstar eliminated revenue sharing offices. Specialized in first time home-buyer financing and originated conventional, construction, investment property, and home equity and government loans.
Vice President, Member Relations
Provided leadership and management in sales and operations for five branch managers with consumer lending and deposits for a $473 million region. Also directed three mortgage loan officers and two commercial lenders with $55 million and $20 million in annual production, respectively, as well as a regional indirect loan sales officer. Direct and indirect staff reports numbered 60.
MBA
Business Administration
Graduated with Honors
Doctor of Philosophy - PhD
Personal Financial Planning